WebApr 6, 2024 · Text for H.R.2481 - 118th Congress (2024-2024): Fair Manufactured Housing Lending Act WebDec 18, 2024 · The letter cited a GAO report in 2009 that found federal oversight of fair-lending laws was “inconsistent, fragmented, and resulted in relatively few fair lending cases." It also noted that lax fair-lending oversight contributed to the financial crisis. “Federal agencies’ failure to effectively enforce fair lending laws enabled predatory ...
Fair Lending: CFPB Needs to Assess the Impact of Recent Changes to Its
WebPage 1 GAO/GGD-00-16 Large Bank Mergers and Fair Lending B-280045 November 3, 1999 The Honorable Maxine Waters United States House of Representatives ... taken in response to recommendations made in our 1996 report on fair lending.4 Appendix II contains information about emerging fair lending issues related to credit scoring, … WebJun 17, 2024 · During May 2024, the federal Government Accountability Office (“GAO”) issued a report (GAO-21-393) containing findings from its review of issues related to the … bobby meacham
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WebJun 22, 2024 · During May 2024, the federal Government Accountability Office ("GAO") issued a report (GAO-21-393) containing findings from its review of issues related to the CFPB's oversight and enforcement of the Equal Credit Opportunity Act ("ECOA") and the Home Mortgage Disclosure Act ("HMDA"). Specifically, the report examines how the … WebDec 9, 2024 · Conducting fair lending risk assessments during every supervisory cycle for each bank that engages in retail lending and based on what the OCC learns from such risk assessments as well as the HMDA screenings, identifying banks for in-depth fair lending examinations. ... In response to a recommendation included in a June 2024 GAO report … WebJan 21, 2024 · identifies and manages fair lending risk under ECOA. The observations described in the referenced LEP section of Supervisory Highlights resulted from, at least in part, Bureau examiners’ review of financial institutions’ fair lending risks and controls related to servicing options for LEP consumers). 16 CFPB, Fair Lending Report of the ... bobby mcvade austin tx